Observe how much you might save your self by looking at us in place of bank cards, payday advances and doorsteps loan providers.
The Starter Loan is ideal for those who are a new comer to Unify but they are trying to borrow but never have yet founded any cost cost savings.
The most for the loan that is first ?1000. Top-ups or subsequent applications have actually an optimum of ?750. Interest is charged regarding the reducing stability of this loan (42.6% APR). To learn more please see the Starter Loan web web web page.
The Family Loan can be acquired to those who get Child Benefit and seeking to borrow an amount that is small build cost cost cost savings for future years.
The utmost Family Loan is ?500 and you also may top-up once you’ve paid back 50% of one’s loan stability. The Family Loan can be acquired to brand new members or current people that do maybe perhaps not curently have a Unify Loan. Interest is charged in the balance that is reducing of loan (42.6% APR). To find out more please see the grouped Family Loan web page.
The Workplace Loan can be obtained to workers whom benefit certainly one of our Workplace Partners and are usually trying to borrow as much as ?1000.
The most available regarding the Workplace Loan is ?1000 per application. You may top-up the mortgage as soon as 35% associated with the loan balance was paid back. Interest is charged regarding the reducing stability regarding the loan (34.5% APR). For more info please see the Workplace Loan web page.
The Saver Loan is present to people who have been saving frequently and regularly for no less than three months. The most you can easily borrow is three times the quantity you have got conserved in your bank account.
You might additionally proceed to the Saver Loan product if you have accumulated cost cost savings when you have already been repaying a Starter Loan, terms apply. Interest is charged regarding the reducing stability of this loan (34.5%) to learn more please see the Saver Loan page.
The Loyalty Loan would work for current long-standing people, who’ve built significant cost cost cost savings over a daily basis and have actually lent and consistently paid back loans.
We need to reward our devoted users, and that’s why you are able to borrow as much as 4 times the actual quantity of your cost savings. Interest is charged in the balance that is reducing of loan (19.6% APR for loans under ?3000 / 12.7% APR for loans above ?3000). For more info concerning the commitment Loan please see the underside 50 % of the Saver Loan page.
The Premier Loan is ideal for those who work and now have a exemplary credit rating trying to borrow as much as ?1000.
Interest is charged from the balance that is reducing of loan (19.6% APR). To learn more concerning the Premier Loan please call one of y our branches on 01942 245656.
The Secure Loan is present to present people of Unify. You might borrow up to the quantity you’ve got conserved. The mortgage stability cannot go beyond the cost cost cost cost savings stability.
This might be a way that is great get a low-interest loan and in addition means you don’t need to diminish your hard-earned savings. It means it is possible to still receive a dividend on your own cost cost savings in addition advance financial 24/7 hours to life insurance* terms and conditions use. Interest is charged regarding the balance that is reducing of loan (6.0%APR)For additional information in regards to the Secure Loan please call one of y our branches on 01942 245656.
Please be aware that most loans are at the mercy of our basic conditions, as set out in our Loan Policy.
ESSENTIAL – with a loan if you are in a debt management plan, subject of a Debt Relief Order, IVA or bankruptcy or not currently up to date with household bills we are unlikely to be able to provide you.
Financial obligation advice can be obtained, cost-free, from STEPCHANGE, DEBT GUIDANCE FOUNDATION or your local RESIDENTS ADVICE.
Complimentary and money that is impartial can be had through the cash guidance provider.
Just our people gain access to these starter that is great prices. Today become a member!