We consented to 45 lb . Why We don’t understand. But there u go. Ideally be much more with icl

We consented to 45 lb . Why We don’t understand. But there u go. Ideally be much more with icl

Hi, We have simply been onto my sunny account and did an affordability problem. It states i will be due simply over £500 but will simply get about £5 of this. The difficulty I have is I still owe the funds however the loan happens to be offered to SLL Capital. With wonga they took the amount that is full the thing I nevertheless owed, that we ended up being hoping they’d do right here but as the been offered do we still need to spend all of it as well as just accept £5 from sunny? I am hoping this is why feeling

Sara (Financial Obligation Camel) says

I will be astonished it has occurred. Was the last loan one of this people being refunded?

I’m unsure how exactly to make sure that? It simply took me personally right to exactly how much We ended up being due.

Sara (Debt Camel) says

Ok, you are suggested by me mobile up client solutions and get them why while you experienced redress calculated it hasn’t been utilized to counterbalance the balance owed. Be persistent.

Thankyou I’ll ring them the next day. Because its offered to SLL Capital though do they’ve capacity to do this?

Sara (Financial Obligation Camel) says

Yes, a loan provider can always buy a debt back.

well ive been regarding the phone to sunny and got nowhere. Essentially all ill get straight back through the £558 is a few pounds as well as shall perhaps perhaps not just take the quantity off my debt as the with SLL Capital now. Seems quite unjust while the loan ended up being unaffordable and I also shouldn’t be paying out it. Essentially its maybe maybe not their issue now since it had been obsessed about

Abundant with the boro says

Whenever I get on my account it claims they can’t provide me personally that loan but can pass my information on to a different business whom could possibly help!

Have actually emailed them for support

Sara (Financial Obligation Camel) says

Can there be maybe perhaps not a hyperlink to web web page to place a claim in?

£6k odd it is saying my possible claim is and I’ll get maximum of £60 Back. This is certainly mental that this ongoing business has away with this specific.

We logged in this early morning to note that We they certainly were maybe not considering my loan as unaffordable since the claims calculator didn’t indicate this . We neglect to observe how this is certainly feasible provided that I experienced applied for other pay day loans during the time of my application therefore the loan had been for £500 , We additionally joined as a financial obligation administration plan right after taking right out the mortgage in 2014 . I truly want to get this loan taken out of my credit files after they wrote of the loans this month as it’s the only creditor who didn’t default during my DMP , it’s currently showing as settled on my report . I’ve submitted a handbook claim since this ended up being a choice whenever I logged into my account but I’m maybe not keeping away much hope .

Sara (Financial Obligation Camel) says

ВЈ500 is quite marginal to win a single loan issue during the Ombudsman.

The issue actually that they should have marked the loan as defaulted in 2014/early 2015 – if they had, it would be dropping off soon for you is. that is what you should push for actually, perhaps perhaps not when it comes to loan to be upheld as unaffordable.

Hi That’s all i would like we don’t actually value the reimbursement it is the payment that is late to my credit files which are the things I require removing . I’ve made complaints into their mind within the last couple of month or two that the loans needs to have been defaulted in addition they declined to include a backdated default to 2014. They will have now stated inside their webiste plus in the e-mail which they are handing the management of the accounts to the credit reference agencies if amendments need to be made that they sent today . I can’t observe how the credit guide agencies should be able to make amendments though without permission from sunny ! That is extracted from their site :

We now have transported the control of maintaining any records that are remaining the credit history agencies, once we will never be keeping these documents moving forward. Further questions regarding entries on clients’ credit files in terms of ECIL loans must certanly be raised aided by the appropriate agency directly.

Sara (Financial Obligation Camel) says

OK, then you can certainly grumble straight to the CRAs – which CRAs show this loan?

All 3 installment loans Texas regrettably ! I’ve raised Experian and Transunion will do the same with equifax tomorrow today . I’ve just never heard about credit reference agencies being because of the power to amend entries on credit records ! Really bizarre .

Sara (Financial Obligation Camel) says